...here is an example of what I think is a good-looking man.
Anyway, this payday I'm going to have to be late on my car payment. I have rent to pay, and with the money I have left, I'll need to hit some bills before next payday. If I pay my car note this Friday, I'll have nothing to cover at least two payments that come automatically out of my account, which, as I've discussed ad nauseum, the bank happily still pays for even though I clearly haven't enough money to cover it, then slams me with a 35.00 surcharge. "We choose to pay your bills for you as a courtesy to you," if I recall correctly. That's the kind of response that makes guys go into the belltowers with the high-powered arsenal. For the past three paydays they did and still I've survived. I've taken responsibility and did not grow homicidal. No, I haven't learned how to avoid it yet, but this is just me. I have no credit cards to cover what I can't afford, so I get overdraft charges. And life rolls merrily along. But I'd rather not have to just 'survive' in the next two weeks, so car payment people, save your autodial system please? You're not getting any scratch for at least two more weeks.
My solution for beating the draconian car payment is to just pay it off early. I doubt I'll get a refinance on the loan, credit rating not improving as quickly as I need it to be, so one or two late payments is not going to devastate me.
How am I going to get that extra scratch up to early-pay, you ask? Well, my resume is ready and printed up. I found my two-year-old contact list from when I was searching for part-time NYC therapy work. I'm ready to re-apply. I know I'm ready because all week I've been turning on my television and vegetating all evening into the midnight hours, and going to bed late. I've hated that. I've liked the stuff I've watched, evidently, but I hate having had given so much of my time and potential over to the TV. I could have done a dozen things that were productive, like working a second job hello, but instead I've only woken up dizzy and regretful.
TV is the mindkiller. But like all good drugs, we love it!
Meanwhile, as I speak of financial responsibility, I am still planning to buy a digital camera and a few sets of good, going-out-on-the-town clothes this payday.
I need the camera to begin to sell my comicbooks and Doctor Who books on the internet. Hello 3rd source of income. :-)
And too, I'm going to post another picture of another handsome man.
Self-confidence; All-Time High.
Stay tuned ...